30 N Gould St Ste 3815, Sheridan city, Wyoming - 82801, USA
Strategies
Our course of Action
We provide a range of solutions to help lenders navigate the complex process of evaluating borrower creditworthiness and risk associated with mortgage lending. Our services include in-depth analysis of borrower credit reports, employment and income verification, asset verification, and assessment of other key factors that impact creditworthiness.
- Appraisal & Collateral Review
- Pre-underwriting
- Loan Setup
Workflow
Our modus operandi
- Reviewing the loan application: We first review the loan application to determine if it is complete and if all the required documentation has been provided.
- Verifying information: We then verify their employment history, income, and credit score, to determine if they meet the lender's guidelines.
- Assessing risk: Then, we assess the loan-to-value ratio, the borrower's credit score, and their debt-to-income ratio.
- Communicating with the lender: The mortgage underwriting service will communicate their decision to the lender.
- Providing ongoing support: We provide ongoing support such as answering questions or providing guidance on issues that may arise during the underwriting process.
Analyzing risk, unlocking potential!
Intelligent Automation
Comprehensive solutions
We Automate processing of loan documents, such as bank statements, W-2s, and tax returns, using optical character recognition (OCR) or machine learning algorithms. We also develop risk assessment models that use automated algorithms to analyze borrower data and provide a risk score, reducing the need for manual underwriting.
• Automated communication and alerts
• Rules-based decision-making
• Integration with third-party services
Why choose us?
We streamline the underwriting process with the use of innovative technology, such as automation and artificial intelligence that reduces the potential for errors, resulting in faster and more accurate underwriting decisions.
- Flexible Service Options
- Exceptional Customer Service
- Efficient processing