Data Confidentiality Policy
At Zealous Underwriting Services, we are committed to protecting the privacy and confidentiality of the personal and business information entrusted to us by our clients and business partners. This Privacy Policy outlines how we collect, use, disclose, and safeguard the information we obtain in the course of our underwriting services for business-to-business purposes. Please read this policy carefully to understand our practices regarding your information and how we handle it.
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1. Information We Collect:
- We may collect personal information about individuals associated with our business clients, including but not limited to, their name, contact details, job title, and professional background.
- We may also collect business information such as company name, address, industry, financial information, and other relevant data necessary for underwriting purposes.
- We collect information through various means, including direct interactions, business documents, and publicly available sources.
2. Use of Information
- We use the collected information to assess the risk, eligibility, and suitability of business clients for underwriting services.
- We may use the information to communicate with our clients, provide updates, and deliver our services effectively.
- The information collected may be used for internal record-keeping, analysis, and improvement of our underwriting processes.
3. Information Sharing and Disclosure
- We may share personal and business information with our affiliated companies, service providers, or business partners as necessary to fulfill our underwriting obligations.
- We may disclose information when required by law, legal process, or regulatory authorities to comply with applicable rules and regulations.
- We do not sell, rent, or trade personal or business information to third parties for marketing purposes.
4. Data Security
- We implement reasonable and appropriate technical, administrative, and physical safeguards to protect the confidentiality, integrity, and availability of the information we collect.
- We regularly review and update our security measures to ensure ongoing data protection.
5. Data Retention
We retain personal and business information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
6. Your Rights
- You have the right to access, correct, update, or request the deletion of your personal information, subject to applicable legal requirements.
- You may withdraw your consent for the processing of your information at any time, where applicable.
- To exercise your rights or raise any concerns regarding your information, please contact us using the contact details provided at the end of this policy.
7. Changes to the Privacy Policy
We reserve the right to modify or update this Privacy Policy from time to time. Any material changes will be communicated to you through appropriate means.
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By using our services or providing us with your information, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your information as described herein.